A home insurance claim checklist and evidence packet helps organize damage photos, receipts, estimates, policy details, and proof of loss documents before adjuster review.
How it works
Photos, PDFs, screenshots, forwarded emails — in any order, straight from your phone. Messy is fine; that's the job.
Everything gets sorted, named, and assembled — the letter drafted, the timeline dated, every document numbered and indexed.
One clean PDF for wherever it needs to go — a dispute portal, an email, a printer. You review it before using it.
Is this you?
Before you upload
Photograph first, clean up second — that's the one rule. Beyond that, just gather what you can from this list and upload it as-is. Phone photos, crumpled receipts, a contractor's estimate as a PDF: all fine.
Tick off what you already have — progress stays on this device.
What you get back
The Riveras' kitchen flood, turned into a claim summary, an itemized inventory, and an expense record — from phone photos and receipts.
A one-page claim summary — what happened, when, where, and the claim number
An itemized damaged-property inventory with condition, age, and estimated values
An expense table for emergency repairs and additional living costs
A photo appendix, numbered and referenced from the inventory
One combined PDF packet ready to send to your adjuster
Download the complete sample PDF and see, page by page, how the finished packet is structured.
After you hit send
Photograph and video everything as-is, from wide shots to close-ups. Once repairs start, the evidence is gone.
Notify your insurer as soon as reasonably possible — policies set notice requirements. Note your claim number and adjuster's contact.
Policies generally expect reasonable steps to prevent further damage (tarping a roof, shutting off water). Those costs are often reimbursable — if you kept the receipts.
Work room by room. An organized packet — summary, inventory, expenses, numbered photos — gives the adjuster what they need in one pass instead of five follow-up emails.
Get started
Upload your documents and get back an organized packet you can review, download, and use where it needs to go.
Phone photos of the damage, whatever receipts you can find, your policy if it's handy, repair estimates, hotel bills. Any format, any order — we sort it, name it, and put it where the adjuster expects it.
A few minutes from upload to a packet you can read over. Add or fix whatever you like — then it's yours to hand to your adjuster however suits you.
No one can promise that, and we don't. What organization does is reduce back-and-forth, missed items, and delays — you get a decision based on complete information rather than whatever survived the email thread.
That's normal. Credit card statements, product registration emails, old photos showing items in the background, and manuals all help establish ownership. List the item either way — note how you can support it.
Many policyholders do collect independent estimates to compare against the adjuster's figures. Whether and how to negotiate is between you and your insurer — our job is making sure your documentation is complete.
No. PackMyDocs organizes your documents and evidence into a clear packet. It doesn't interpret your coverage, value your property, or negotiate with insurers.
A useful packet usually includes the main letter or checklist, a short timeline, numbered supporting documents, and a clear list of anything still missing. You review the packet before using it.
Yes. You can use screenshots, PDFs, photos, receipts, messages, and forms. PackMyDocs organizes them into a readable packet, but it does not submit the packet or decide the outcome.